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It’s National Insurance Day this week and it’s the perfect time to make sure that you’re insured correctly. We all know that insurance can be expensive so why not get creative and look for smarter ways of covering yourself? Here are some ideas to help ease the cost.

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Getting creative with insurance needn’t mean taking out a credit card loaded with debt. There are always ways of getting the coverage you need without spending a fortune. One way to find low prices is to shop around. Check out several companies and compare their quotes. You can also use the power of the internet to research different companies before committing to one.

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Creating your own insurance plans is also a great way to save money. Investigate the different coverage plans on offer and look for ways in which you can find a better price. Things like bundling health and auto insurance, increasing your personal liability coverage and increasing your deductible can all have a impact on the cost of your insurance.

Raising your deductible is one great way to bring the cost of insurance down. The higher the deductible amount you opt to pay, the lower your premium can be. It’s important to remember that if you raise your deductible, you should also make sure you have an emergency fund in place in case you may need to pay for any major medical bills or car repairs.

In summary, National Insurance Day is a good day to think about how you can get covered without spending a fortune. Explore your options and don’t be afraid to be innovative and creative. It’s also important to shop around, research companies, raise your deductible and create your own plans. Enjoy National Insurance Day and stay safe.

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